Why Finance Your Home Through Advantage?
Advantage Residential Mortgage works primarily with wholesale lenders- mortgage companies whose financing products are generally unavailable directly to individual homebuyers. Much like a stock brokerage firm, we receive continuous financing rate updates - from approzimately 125 lenders - on a daily basis. This allows us to:
Obtain the best quote available. We can evaluate far more loans than the individual, thus assuring the buyer of the lowest price.
Provide access to difficult-to-obtain niche loans. These products include loans for buyers who have recently moved to the United States, and people with good credit histories who have just formed their own companies, changed jobs, or are currently unemployed. Most individual buyers neither have knowledge of, nor access to, these packages.
Save the buyer time and frustration. Our advanced networking capabilities allow us to obtain more quotes from more lenders, much faster, than clients can on their own. It can take an individual two or three days to accomplish what we do in a few hours. During that extra time, rates can change-starting the process all over.
A DEFINITIVE SERVICE ADVANTAGE.
More than mortgage brokers, we serve as mortgage consultants to our clients. Our objective is to provide homeowners with a total program-one that includes not only the right price, but the right terms-to complement their overall financial goals. At no extra charge, we work with clients to design a program that takes into condsideration how long they plan to live in their new home, pre-payment options, when they plan to retire, even the age of their children, among key issues. We bring added value to the process in other ways as well:
Accuracy-for a smooth closing with no surprises. We closely monitor all transactions, continuously updating the documents so clients know exactly what to expect at any given time during the process. Before closing, we audit the Closing Statement, validating all terms. Few competitors go to this length to serve their clients.
Exceptional preparation. Our goal is to have documents to the title company at least a day before closing so that neither the client nor the title company is rushed during this critical part of the transaction. Before you buy, build or refinance your home, call Advantage Residential Mortgage. The intelligent financing alternative.